DAVE & DUJANOVIC

Illegal credit card skimming: Three habits I changed at the gas pump

Jan 27, 2020, 10:47 AM
Credit Card Skimming Device...
Photo: Getty Images

This is an editorial piece. An editorial, like a news article, is based on fact but also shares opinions. The opinions expressed here are solely those of the author and are not associated with our newsroom. 

SALT LAKE CITY — Now that my three kids are grown, I fill up my credit card gets used to fill my gas tank less often. There’s no doubt that ditching my mom taxi has saved me hundreds of dollars a year.

So, the last thing I want is for a hidden credit card skimming device to rob me blind.

THREE HABITS I CHANGED

I’ve spent my career reporting on fraud and finances. To be honest, at the gas pump all my energy is spent digging under seats to rid my car of used coffee cups and discarded receipts.

So when I caught a post on Linked In about how simple it is for a cyber-crook to skim, AKA steal, my debit or credit card number while I’m in a state of cluelessness, I decided to immediately change three habits.

First, hats off to Matt Christensen who hosts Fraud Not Frog, an Anti-Fraud podcast. I caught his warning about gas pump skimming on LinkedIn.

“The truth is, no gas station is immune.”

Oh no! Tell me more, Matt.

“Use the pump closest to the attendant window,” he wrote. Also:

Never enter your PIN if you are prompted. Yes, you can run debit as credit.

“Check for wires hanging out or friction when you insert your card,” and report it, he warned.

My interpretation of Matt’s solid advice:

Thieves don’t like to be seen, so use a gas pump in plain view.

Entering your PIN gives a thief keys to the kingdom – unfettered access to your checking and saving accounts.

Lastly, if you see wires, don’t chalk it up to a station attendant forgetting to call a repairman.

HOW CREDIT CARD SKIMMING DEVICES ROB YOU BLIND

According to the FBI, skimming costs banks and consumers $1 billion a year. Thieves install the illegal devices at gas stations, ATMs, and parking meters – places you swipe your credit and debit cards.

We invited Cybersecurity expert, and CEO of Nexus IT, Earl Foote, on the Dave & Dujanovic show to elaborate.

“This is actually happening right here in Utah,” said Foote.

In fact, a wife of one of his employees inadvertently knocked a credit card skimming device off a gas pump once, he said.

When you swipe, these devices capture your card data and wirelessly transmit it to crooks. And you won’t figure it out until it’s too late.

Swipe your debit card, enter your PIN, a crook can instantly drain your bank account; swipe a credit card and they can run up your balance.

Foote says if the pump gives you an option to tap your card, do so, because thieves primarily install devices so they can skim – or steal — your card information as you swipe.

“You’ve got to be careful, said Foote. “Inspect a bit before you put your card in.”

Dave & Dujanovic can be heard weekdays from 9 a.m. to 11 a.m. on KSL NewsRadio. Users can find the show on the KSL NewsRadio website and app, as well as Apple Podcasts and Google Play.

Listen on Google Play Music

Dave & Dujanovic

emergency kits are a vital part of preparedness for families...
Curt Gresseth

How families should prepare for an emergency at home or away

Do you have an emergency reunification plan ready for your loved ones? Two experts share tips on what to do when disaster strikes while at home or away.
1 month ago
Cherie Wood...
Curt Gresseth

South Salt Lake mayor defends new $130,000 salary

The mayor of South Salt Lake defended her latest salary of $130,000 by saying she hasn't received a pay raise in 11 years in office.
1 month ago
South Salt Lake at Southern X-posure, the site of a deadly shooting....
Curt Gresseth

South Salt Lake resident wants to stop mayor and City Council from awarding themselves raises

A South Salt Lake resident has taken his ballot initiative on pay raises for city leaders to the Utah Supreme Court after being rebuffed by the city attorney on what he said was a technicality.
1 month ago
Connerjack Oswalt was found in Park City, Utah after being missing from California years ago. (CNN)...
Curt Gresseth

Missing three years, autistic teen found in Park City

An autistic teen missing from northern California since 2019 was found by sheriff's deputies in Summit County, Utah. He has since been reunited with his stepfather.
1 month ago
Debbie busts inflation by buying consigned clothes....
Debbie Dujanovic

Dujanovic: Battling inflation like it’s 1981

Inflation has Debbie Dujanovic budgeting like it's 1981. She has tips on how to battle inflation and save your wallet some tears.
1 month ago
design...
Devin Oldroyd

Utah wants your help redesigning the state flag by April 30

MILLCREEK, Utah — Utah residents have until April 30 to submit their ideas for a redesign of the Utah state flag.  According to a press release from the Utah Department of Cultural and Community Engagement, Gov. Spencer J. Cox launched the “More than a Flag” effort in January. The effort is part of a statewide […]
1 month ago

Sponsored Articles

Prescription opioid...
Know Your Script

Prescription opioid misuse | How to protect your family from the opioid epidemic

Studies have shown that prescription opioid misuse has increased since COVID-19. So what do you need to know about these opioids?
...

Tax Tuesday: The Most Common Mistakes People Make When Filing Their Taxes

Fortunately, for most average earners, they will not end up owing overpayments received for the Child Tax Credit in 2021.
...

Tax Tuesday: How will last year’s child tax credits affect you?

Fortunately, for most average earners, they will not end up owing overpayments received for the Child Tax Credit in 2021.
...

Tax Tuesday: Key Information Before the Filing Deadline

Businesses can receive a credit of up to $5,000 per employee in 2020 and up to $21,000 per employee in 2021.
national heart month...
Intermountain Healthcare

National Heart Month: 5 Lifestyle Changes to Make Today to Keep You Heart Healthy

Heart disease is the leading cause of death for both men and women. One person dies every 36 seconds in the United States from cardiovascular disease
Joseph Smith Memorial Building...
Temple Square

The Joseph Smith Memorial Building is an icon of Salt Lake City | Why hosting an event at this beautiful location will make you a hero this year

Here's why hosting an event at the iconic Joseph Smith Memorial Building in downtown Salt Lake City will make you a hero this year.
Illegal credit card skimming: Three habits I changed at the gas pump